Tracks changes in banking, microfinance, and exchange control laws. Assesses the impact of new regulations on the business. Prepares and submits regulatory returns to RBZ, FIU, and other bodies. Meets all regulatory reporting deadlines. Develops and reviews compliance policies and procedures. Conducts compliance monitoring reviews across business units. Tests controls and documents findings and recommendations. Investigates compliance breaches. Handles customer complaints and escalates matters as needed. Maintains compliance registers, breach logs, and risk assessments. Tracks remediation actions to completion. Delivers staff training on compliance obligations. Reviews new products and processes for regulatory compliance. Prepares compliance reports for management. Supports regulatory inspections, examinations, and audits. Prepares evidence packs and responses for regulators. Performs other duties as assigned by the Head of Compliance and MLRO.